A sign-up bonus is a cherry on top – if all the other features check out.

Additionally, you could deposit cash into your account at select Target, Walgreens and CVS stores.

Capital Onedoesn’t chargeoverdraftornonsufficient funds fees, and there are no fees for overdraft protection.

But you’re able to receive your first checkbook for free through youronline checking account.

Here’s what you should know:

Are bank account bonuses worth it?

Free money is free money, but is earning a bank account bonus really worth it?

But you shouldn’t necessarily open a checking account simply for its sign-up bonus.

You should also consider the monthly fees associated with the account and the requirements to earn the bonus.

Read more:What Do High Schoolers Know About Personal Finance?