input your information below to get CNET’s partners' best rate for your area.
Experts recommend comparing rates, offers and fees once a year.
If the rate stays the same for the next three months, you’ll earn $5.17 in interest.
Each account received a score between one (lowest) and five (highest).
None of the banks on our list charge monthly maintenance fees.
Accounts that impose restrictive residency requirements or fees for exceeding monthly transaction limits may also be rated lower.
*APYs as of Jan. 6, 2025, based on the banks we track at CNET.
Weekly percentage increase/decrease from Dec. 30, 2024, to Jan. 6, 2025.
**Varo offers 5% APY only on balances of less than $5,000.
