Plus, some experts predict the Fed could lower interest rates again by the end of the year.

Here are some of the highest CD rates and how much you could earn by depositing $5,000.

type your information below to get CNET’s partners' best rate for your area.

How does the Fed affect CD rates?

you’ve got the option to earn up to 5% APY on thebest high-yield savings accounts.

Check out today’s rates.

We evaluated CD rates from more than 50 banks, credit unions and financial companies.

We evaluate CDs based on APYs, product offerings, accessibility and customer service.

*APYs as of Feb. 11, 2025, based on the banks we track at CNET.

Earnings are based on APYs and assume interest is compounded annually.

**Weekly percentage increase/decrease from Feb. 3, 2025, to Feb. 10, 2025.