One thing that can provide some much-needed security is putting some of your cash in a certificate of deposit.

Unlike stocks, your returns are guaranteed when you open a CD.

Here’s where you’ve got the option to find the top CD rates available now.

key in your information below to get CNET’s partners' best rate for your area.

Check outtop savings ratesnow.

Methodology

CNET reviews CD rates based on the latest APY information from issuer websites.

We evaluated CD rates from more than 50 banks, credit unions and financial companies.

We evaluate CDs based on APYs, product offerings, accessibility and customer service.

*APYs as of April 10, 2025, based on the banks we track at CNET.

Earnings are based on APYs and assume interest is compounded annually.