Key takeaways
The stock market is a high-risk, high-reward play.
But what about the money you’re focused on keeping safe?
At a time when the stock market seems particularly volatile, this predictability and security can be invaluable.
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Methodology
CNET reviews CD rates based on the latest APY information from issuer websites.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of March 17, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
