In an economy plagued by uncertainty, this peace of mind can be invaluable.
This makes CDs a good fit for investors nearing retirement who want to protect their savings.
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CDs have plenty of perks, but they’re not always the best option.
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Methodology
CNET reviews CD rates based on the latest APY information from issuer websites.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of March 13, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
