Inflation,tariffsand stock market volatility have a lot up in the air, and it can be anxiety-inducing.

If you’re looking for a safe place for your cash, a certificate of deposit is worth considering.

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Methodology

CNET reviews CD rates based on the latest APY information from issuer websites.

We evaluated CD rates from more than 50 banks, credit unions and financial companies.

We evaluate CDs based on APYs, product offerings, accessibility and customer service.

*APYs as of March 24, 2025, based on the banks we track at CNET.

Earnings are based on APYs and assume interest is compounded annually.

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