Apple Pay has long been a noted mobile payment service for iDevice users.

Here is how you’re able to set up and use Apple Pay Later on iPhone.

What is Apple Pay Later and How Does It Work?

Set Up Apple Pay Later

Image credit: Apple

Before getting started, lets first have a clear understanding of Apple Pay Later!

To put it straight, Apple Pay Later is technically a Buy Now, Pay Later financing service.

Leading companies like Affirm, Klarna, and PayPal already offer it.

Use Apple Pay Later in iOS 16 and iPadOS

Image credit: Apple

What are the Requirements for Apple Pay Later?

Apple Pay Later is exclusive to Apples latest operating systems.

Subject to availability, you’re able to use the financing service both online and in-app.

FAQs

Will Apple Pay Later Launch in My Country?

Initially, Apple Pay later will roll out only in the US.

As of now, its not clear when exactly Apple will launch this feature in other countries.

Keep in mind that Apple Pay Later may not be available in every state in the US.

Again, Apple is yet to divulge any detail about the states where Apple Pay Later will launch.

Does Apple Pay Later Charge Any Fees?

According to Apple, Apple Pay Later will charge zero interest and wont ask for any hidden fees either.

Besides, you will also have to manually make a payment early.

What Kind of Penalty May Occur If Your Bank Account Does Not Allow Overdrafts?

How Much Can You Borrow from Apple Pay Later Service?

you might reportedly borrow up to $1000 from Apple Pay Later lending service.

Signing Off…

In more ways than one, Apple Pay Later is a notable financing service.

Whats your thought about Apple Pay Later?