What is credit card preapproval and how does it work?
Either way, preapproval offers are meant to embolden you to apply.
A preapproval doesn’t guarantee approval, but it does indicate that you have a good chance.
What is the difference between preapproval and prequalification?
you might head over toCiti’s prequalification toolto check.
Citi will likely get back to you instantly with its decision unless it requires clarification or additional information.
The bottom line
Most credit card issuers – including Citi – offer preapproval for credit cards.
you’ve got the option to either check online with the issuer or call directly.
In some cases, you could find preapproval offers in your email or mailbox.
Just because you’re preapproved for a credit card doesn’t mean it’s the right fit for you.
