Key takeaways
Want to maximize your earnings with a certificate of deposit?
Today’sbest CDsoffer annual percentage yields up to 4.65% – more than three times thenational averagefor some terms.
put in your information below to get CNET’s partners' best rate for your area.
CDs have plenty of perks, but they’re not always the best option.
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Methodology
CNET reviews CD rates based on the latest APY information from issuer websites.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of March 10, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
