Don't Sleep on CD Rates as High as 4.65% APY. Today's CD Rates, Feb. 10, 2025

Thebest CDswe track offer annual percentage yields, or APYs, up to 4.65%.

After cutting interest rates three times last year, theFederal Reserve left the federal funds rate alonein January.

CD rates have remained steady since then, but that might not last.

drop your information below to get CNET’s partners' best rate for your area.

you’re able to earn up to 5% APY on thebest high-yield savings accounts.

Check out today’s rates.

We evaluated CD rates from more than 50 banks, credit unions and financial companies.

We evaluate CDs based on APYs, product offerings, accessibility and customer service.

*APYs as of Feb. 10, 2025, based on the banks we track at CNET.

Earnings are based on APYs and assume interest is compounded annually.

**Weekly percentage increase/decrease from Feb. 3, 2025, to Feb. 10, 2025.