Key takeaways
Savings accounts aren’t the only place to store your cash.
Certificates of deposit are also worth considering.
key in your information below to get CNET’s partners' best rate for your area.
CDs have plenty of perks, but they’re not always the best option.
“It really depends on your goals,” Kovar said.
Check outtop savings ratesnow.
Methodology
CNET reviews CD rates based on the latest APY information from issuer websites.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of March 3, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.