BNPL Is My Holiday Budget Saver. These 4 Rules Make It Work

These payment options usually work like zero-interest (or low-interest) short-term loans, but without the credit check.

Here’s how we leverage BNPL options to boost our holiday shopping budget without overspending.

This season, our usual savvy budgeting has been strained by a cross-country move and amore expensive mortgage.

Amazon offersAffirmas its pay-in-installments option.

Here are my rules to ensure deferring payment will help instead of hurt my finances.

Read the fine print

As with any financial offer, it comes down to reading the fine print.

Check the terms before you sign on and understand that openinganother credit cardmight affect your credit score.