Better ho, ho hold up before jumping on that seemingly great deal on that must-have holiday gift.

Scammers are looking to take advantage of procrastinators still trying to finish their Christmas shopping.

The attacks themselves aren’t a new invention.

Phishing in all of its forms is a year-round plague.

Baumgartner said that given the potential risks, those numbers are “alarming.”

That said, there are some easy ways for last-minute shoppers to protect themselves.

And it’s a lot less traumatizing to deal with that rather than an empty bank account.

Instead, head to a brick and mortar retailer like a drug store.

When you pick out your card, confirm it hasn’t been tampered with.