Key takeaways
After months of falling, certificate of deposit rates are holding steady for now.
The sooner you open a CD, the higher your earning potential could be.
input your information below to get CNET’s partners' best rate for your area.
But don’t wait too long to take advantage of today’s APYs.
it’s possible for you to earn up to 5% APY on the best high-yield savings accounts.
Check outtop savings ratesnow.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of Feb. 21, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
**Weekly percentage increase/decrease from Feb. 11, 2025, to Feb. 18, 2025.
