When the Fed holds interest rates steady, banks tend to do the same with their CD rates.
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By securing a high APY now, you’re able to maximize your earning potential.
it’s possible for you to earn up to 5% APY on the best high-yield savings accounts.
Check outtoday’s rates.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of Feb. 3, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
**Weekly percentage increase/decrease from Jan. 27, 2025, to Feb. 3, 2025.
