input your information below to get CNET’s partners' best rate for your area. Unlike a high-yielding savings account, a traditional savings account usually offers just pennies on your savings. Experts recommend comparing rates, offers and fees once a year. Each account received a score between one (lowest) and five (highest). None of the banks on our list charge monthly maintenance fees. Accounts that impose restrictive residency requirements or fees for exceeding monthly transaction limits may also be rated lower....

But it may not be the right option for everyone. I bonds have both a fixed rate and an inflation rate that’s adjusted every six months. Depending on your needs and goals, an I bond may work best… or not. Here are my recommendations, based on a few common hypothetical scenarios. With apotential recessionahead, I bonds can offer you some financial security. For example, you must keep your cash locked up for the first year....

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. However, the card’s introductory$0 annual feefor the first year has been eliminated, as well. This means new customers have to pay $95 each year for this card. Still, the Blue Cash Preferred shines when it comes to grocery rewards, gas rewards and transit rewards. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit....

More homebuyers are turning toadjustable-rate mortgagesas interest rates increase andcompetition to buy a homeremains tight. And there’s a compelling reason. We’ll explain what ARMs are and how to decide if this mortgage option is right for you. What are adjustable-rate mortgages and why are they so popular right now? But there’s a tradeoff. ARMs offer a fixed rate for a shorter loan term, such as five, seven or 10 years....

Walmart announced this week that it’slaunching a same-day prescription delivery service. It will allow customers to combine general store items and medication in one at-your-door order. Insurance plans will be applied to the order just like in-store, Walmart said in itsnews release. Why are so many pharmacies closing? Reports of pharmacies closing have been making waves. Those reports don’t account for the independent, smaller drugstores that may have closed as well....

In recent weeks, the Russian government is believed to have initiated a handful of cyberattacks against Ukraine. Russia annexed a portion of Ukraine in 2014. The Russian troop buildup has prompted a flurry of diplomatic activity aimed at defusing tension. Days later, President Joe Bidenurged Americans in Ukraine to leaverather than risk getting caught in a potential invasion. He pointed to theNotPetyaattack, which crippled computers across Ukraine in 2017. The malware locked up files like criminal ransomware would....

RedNote is owned by Xingyin Information Technology, a private company based in Shanghai. “You don’t want the Chinese to have our very sensitive personal data? We will drop it off directly,” Hamilton said. “I do not care.” Lawyers representing TIkTok have argued that the matter is a free speech issue. The US Supreme Court is expected within the next few days torule on whether to uphold that law. That hasn’t stopped Hamilton andother usersfromstarting to learn Chineselanguages anddirecting friends to their profileson thoseTikTok alternativeplatforms....

2021 is shaping up to be a banner year for Asians in media. Director Chloe Zhao won best director for Nomadland and will be ushering in the cosmically epic Marvel filmEternals. But before then, Marvel will releaseShang-Chi and the Legend of the Ten Rings. And even if attention on the problem has dissipated, the attacks haven’t. That’s why Asian representation in film and television is so important. One who didn’t know martial arts, but he ended up with the girl....

What’s slightly larger than our moon but almost 1.4 times more massive than our sun? ZTF J1901+1458, one of the smallest white dwarf stars ever spotted by astronomers. It’s quite an extreme star. However, it starts to lose its outer layers and leave behind just an extremely dense core. That’s what the research team saw in the ZTF data: the husk of a blown-out star. The team believe the white dwarf was originallytwostars that danced with each other for billions of years....

But, like any good astrophysics story, it leaves researchers with a number of puzzling questions. Quasars are extremely bright objects – the brightest in the universe. J0313-1806, for instance, shines 1,000 times brighter than the entire Milky Way galaxy. Their calculations put the mass of the black hole at around 1.6 billion times that of the sun. But this poses a problem. “That would only be possible in the direct collapse scenario....

Even weirder, that bright beam of radiation occurred like clockwork every 18 minutes. But pulsars pulse very quickly, usually every few seconds. An object that sends out longer bursts just a few times an hour has never been seen before. She’s also lead author on apaper detailing the findin this week’s issue of the journal Nature. The galactic peculiarity could be the collapsed core of a star with an ultra-powerful magnetic field....

For something that many activists argue is long overdue, it can’t come soon enough. But the outcome of COP27 wasn’t a resounding success. “We need to drastically reduce emissions now – and this is an issue this COP did not address. “Deliver the kind of meaningful climate action that people and planet so desperately need.” Loss and damage Securing a fund forloss and damagehas been the defining issue of the summit....

It’s no secret thatBlack Fridaybrings big savings on all kinds of goods, fromtop techto appliances. But not everything you buy for Black Friday has to be a big ticket item. Just don’t wait because this deal could be gone before you could say Go. Still, at $5 they can make a great stocking stuffer for someone in your life. Hey, did you know?CNET Deals texts are free, easy and save you money....